1. Budgeting is crucial to manage living expenses effectively.

  2. student Accommodation costs in Birmingham, including rent or housing, play a significant role.

  3. Food and grocery expenses can vary depending on location.

  4. Transportation costs, whether for public transit or owning a vehicle, are important considerations.

  5. Health insurance and healthcare costs are a vital part of the budget.

  6. Tuition and fees are a significant financial factor.

  7. Leisure and entertainment expenses should be budgeted for.

  8. Part-time work may be an option to supplement income.

  9. Exchange rates can impact the purchasing power of international students.

  10. Financial stress may affect overall well-being and academic performance.